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Home > Blog > WHAT HAPPENS IF YOUR SR-22 INSURANCE LAPSES?
TUESDAY, OCTOBER 11, 2016

WHAT HAPPENS IF YOUR SR-22 INSURANCE LAPSES?

An SR-22 is needed when you are deemed a high-risk driver. The role of this type of insurance provides a higher level of protection for other drivers. Maintaining this type of coverage is essential in not losing your license. It is important to maintain this policy in accordance with your state laws.

If your SR-22 were to lapse or cancel, you could be facing serious fines and penalties. The insurance company is required to report this to the Department of Motor Vehicles. The DMV will suspens your license, possibly revoking it as well, and that makes you not able to drive legally.

In order to minimize the damage, work with your insurance agency(US) to get your insurance up to date and caught up as soon as possible. 
In addition, most states will require that your new SR-22 filing period will start over. For example, if you were told by the court you must maintain an SR-22 for three years, and you allow the plan to expire after two years, you’ll have to start over and work to maintain the policy for an additional three years. For this reason, it’s important to keep on track.

Instead of letting your auto insurance lapse, work with your car insurance provider about any difficulties you are having. In many cases, they will work with you to help you to maintain your positive standing and avoid these types of complications.

We’ll help you get the right coverage. Call Budget Insurance at (281) 583-2626 for more information on an SR-22 for Auto Insurance in Houston.

Posted 5:59 PM

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